Live off your investments

Someday, your portfolio will earn more than you do.

Sure, that day may be a long way off, especially if you've just started saving for retirement. But little by little, month after month, as you save more, your investments will earn more. As you increasingly benefit from the magic of compound interest, your portfolio value will climb higher and higher. Eventually, you'll see your account balances rise and fall with the market by amounts that represent months of pay. By then, you may wonder why you're still working at all.